Private Lending Audio Presentation Explaining in
Detail How You Get 15% Return on Your Money Backed with Real
Estate
Read the following letter and then complete the
form below to request a meeting...
Dear Investor,
My name is Werner Robles and I am the owner and general manager of
WeBuyHousesinUSA.net. WebuyHousesinUSA.net is a private
company that buys several houses each month and is looking to buy
more. To be able to keep buying we need a constant supply of
cash.
When we pay cash for a house, we use private lenders instead of
using our own funds or bank loans. Since we get a very high return
on our own cash, we can offer our private lenders a high yield when
using their money to fund our deals.
You have a choice. Take control of your
IRA, Pension Plan, Savings or CD's and invest these monies in
Private Mortgages (just like the bank). All loans are secured
by a 1st mortgage on properties in the local area you live
in. There is extremely low risk because the LTV is between
50-65% of appraised value. Your funds will be handled by a local
attorney's office and title
company.
How much is your money making you at 7%?
Amount
7%
15%
Net Increase
$20,000
$35,440
$52,679
$17,239
$50,000
$70,881
$105,359
$34,478
$100,000
$141,762
$210,718
$68,956
Maximum loan to value is 65%. That means we will borrow up to
$65,000 on a $100,000 property. The money we borrow is secured by a
1st note and mortgage. Our investor gets 15% interest
accrued. There is no safer investment than this.
Most loans have a balloon payment due in 2 to 7 years. The term is
decided by the investor’s desires.
Sometimes we borrow offering a 2nd mortgage. For example, if there
is a first mortgage for $150,000, then we can offer our investor a
second mortgage of (up to) $100,000. In the case of a second
position, we pay 15.00%.
Mortgages
CD’s
Stocks
Municipal Bonds
Yield
15%
4-5%
Variable
5-6%
Risk
Moderate
Low
High
Low
Secured by
Real Estate at 65% LTV
FDIC
Unsecured
Unsecured
Liquidity
Yes With Penalty
Penalty
Yes
Yes
Expense
None
Variable
Commission
Commission
As our private lender you get:
1. A Promissory Note
2. A Mortgage recorded against the property
3. Your name added on to the hazard insurance as the
mortgagee
4. A copy of an appraisal or market analysis report
5. Lender’s title insurance listing you as the mortgagee
6. We pay all costs involved to close the transaction. There
is no cost to you, the investor.
We are affiliate with a licensed mortgage banker/broker, so we have
the ability to broker investor funds with other borrowers. However,
in most cases, our company is the borrower. We would only consider
brokering your investment funds upon your approval.
To invest, we would first find out how much you are looking to tie
up and for how long. We would then look for a deal that will met
your criteria. Once located, I would call you, give you all the
details and then you would decide to participate or not. There's
never any obligation until after you approve the deal.
We never co-mingle or pool funds together. One investor... one note
and mortgage. Your exposure is at 65% of Full Market Value so
you are well protected.
When you decide on a deal, you’ll send your funds directly to the
closing agent at a local title company when we’re ready to close.
We'll never accept your funds directly.
For some investors we can offer selling existing notes secured by
real estate at a discount to yield 11-15%. These types of deals are
less common but opportunities to buy discounted notes occur now and
then. Discounted notes would require further explanation regarding
risks.
All the houses used as collateral will be located in the Tampa bay
area.
A majority of my private lenders currently include many of my
family members, seasoned business contacts and previous sellers I
bought property from.
If you have funds in a retirement account, you can use them to
invest. The IRS requires the use of an approved custodian to
qualify for tax deferred or tax free gains. We recommend
http://www.trustetc.com to
create a self-directed real estate retirement account. I will be
glad to discuss this with you further.
Sincerely,
Information Request
Yes, I want to investigate this
opportunity further
Tell us how to get in touch with you:
Name
E-mail
Tel
FAX
Please contact me as soon as possible
regarding this matter.
Any questions contact us at:
1-888-564-2102
Monday to Friday 9:00am to 7:00 pm (EST)
Saturdays, Sundays and federal holidays please leave a
message. A representative might contact you the same weekend
or within 24 hours of the first business day.
Facsimile: 305-704-3879 or Toll Free: 1-888-755-8521